Ordering the PARCO Credit Card online is simple if you know the steps. This article explains exactly how to do it, from start to finish.
You'll learn what to prepare, how the process works, and what happens after you submit your application. The goal is to help you apply quickly and use your card right away.
What Is the PARCO Card?
The PARCO Card is a credit card that works with both PARCO stores and their online shops. You can use it to pay in-store, online, or through services like PokePal, Apple Pay, or Google Pay.
It offers point rewards for purchases and occasional cashback deals. You can also get shopping discounts at partner stores. The card is issued quickly and can be used the same day in most cases.
Benefits of the PARCO Card
This card gives you strong everyday perks. You get savings, points, and fast access right after approval.
No Annual Fee
The annual fee is free for the first year. If you apply during the campaign, it’s free for up to 10 years. That makes it easier to keep in the long term. No hidden charges on the base plan.
Special Offers
You can get up to 4,000 yen in gifts after joining. Using My Pay S Revolving gives you another 2,000 yen cashback.
Set a cash advance limit and spend to get 1,000 yen more. These apply when actions are taken shortly after signup.
Use Immediately
Your card number is issued right away once approved. You can start using it the same day. Works with PokePal, Apple Pay, and Google Pay. No need to wait for the physical card.
High Point Rates
Earn 3 to 7 points per 110 yen spent at any PARCO store. You also get QIRA points when spending with the card elsewhere. Both add up fast if you use them often. Points can be used for later purchases.
Step-By-Step – How to Apply for the PARCO Card Online
You can apply in a few simple steps. Just follow the process below and get started fast.
Step 1 – Fill Out Your Information
Go to the application page and fill in your name, address, and contact details. Make sure all info is accurate and complete. This is the first step to get approved. Submit it once everything is correct.
Step 2 – Admissions Screening
Your info goes through a quick screening process. If you apply after 7:30 PM, it might take longer. Make sure to check your messages or email. Approval is needed before the next step.
Step 3 – Phone Verification
You’ll get a verification call to confirm your identity. This is part of the security check. Be ready to answer simple questions. The call must be completed before your account is issued.
Step 4 – Register for Online Services
Once approved, sign up for the member portal. This gives you access to your account, settings, and points. You need this to manage your digital use. The setup only takes a few minutes.
Step 5 – Setup for Use
After registration, link your card to PokePal, Apple Pay, or Google Pay. You can start using it right away. No need to wait for a physical card. Everything is ready on your phone.
Where You Can Use the Card?
You can use the card in many places, both online and offline. Here’s where it works best.
Any PARCO Store or PARCO Online Shop in Japan
The card works at all PARCO stores in Japan. You can also use it at the PARCO online shop. Payments are accepted through credit or PokePal. Points are earned from these purchases.
Over 200,000 Partner Facilities Globally
You can use the card at over 200,000 partner locations in Japan and overseas. These include restaurants, shops, and services. Some discounts go up to 80%. Always check which places accept it.
Important Notes Before Applying
There are a few things you need to know before sending your application. These can affect how and when you use the card.
Card Usability Depends on Screening Results
You must pass the screening before the card is activated. Not all applications are approved. If you’re approved late in the day, same-day use may not be possible. Wait for confirmation before making plans.
Point Accumulation Is Subject to Payment Method Limits
You only earn points when using PokePal or the card itself. There's a daily limit on how many points you can earn. This includes the number of uses and the amount you spend. Stick to these limits to get rewards.
Offers Are for a Limited Time and May Change Without Notice
Gift and cashback offers are limited-time only. They can end or change without warning. Always read the current terms when applying. Don't rely on old promotions.
Tips for a Successful Application and Usage
Follow these tips to avoid delays and maximize benefits.
Double-Check Your Info Before Submitting
Make sure your name, contact details, and income info are correct. Mistakes can cause delays or rejection. Use your full legal name.
Apply Early in the Day
Submit your application before 7:30 PM to boost the chances of same-day approval. Late applications are often reviewed the next day.
Set Up Digital Wallet Immediately
Once approved, link your card to PokePal, Apple Pay, or Google Pay. You can use it the same day, even before the physical card arrives.
Use the Card Within 30 Days
Complete qualifying actions within the first 30 days to earn bonus points or cashback. These are time-limited and require early use.
Track Points and Offers in the Member Portal
Log in to your member account often to check your point balance and new offers. Some deals are posted only online and change monthly.
Contact Information
For questions or assistance, you can reach the Osaka office at 06-6445-3464. The Tokyo office can be contacted at 03-6627-4181.
These numbers are available during standard business hours. Make sure to have your details ready when calling.
Disclaimer: Approval and card features depend on the results of the application review. Campaign details and benefits are subject to change without notice.
Final Summary: What to Remember
Ordering the PARCO Credit Card online is fast and straightforward if you follow the steps. Ensure your information is accurate and that you respond to any phone verification.
You can start using the card right away with digital payment options. Apply during the campaign period to enjoy long-term savings and exclusive perks.
