The Resona Card app makes it easier for you to apply for a credit card in Japan. It allows you to skip the paperwork and handle everything from your phone.
You can apply, check points, update info, and manage billing in one place. In this article, you’ll learn how to use the app, apply for a card, and understand the most important features.
What Is the Resona Card App?
This app gives you a simple way to apply and manage your Resona credit card. You don’t need to use a computer or go to the bank. The Resona Card app is made for personal and corporate users.
It helps you apply for a card, track your usage, and check your rewards. The app is connected to the Vpass system, so you can access it securely with your ID and password.
You’ll get notifications about your balance and statements. It's designed to help you manage your card without confusion. Everything is organized in simple steps.
How to Download the Resona Card App?
Before applying, you need to download the app to your phone. It’s free and available in Japanese for iOS and Android. The Resona Card app can be found in the App Store and Google Play.
Search for “レソナカード アプリ” and look for the official logo. Tap download and install it on your device. Once done, launch the app and agree to the basic terms.
You’ll then go through the initial setup, linking it to your Vpass ID or creating one. Setup is quick if you have your information ready.
How to Apply for a Resona Credit Card Using the App?
You can apply for a Resona Card directly using the official mobile app. This list provides clear and simple steps.
- Open the Resona Card app on your smartphone.
- Tap on "Apply for a Card" from the home screen.
- Choose a card type like CLUB POINT PLUS or the Disney-themed version.
- Fill in your personal details, including your name, address, email, and phone number.
- Provide your employment and income information accurately.
- Use your phone's camera to upload a clear photo of your identification documents.
- Double-check all information to make sure there are no errors before submitting.
- Submit your application and wait for the confirmation email.
- Track your application progress directly in the app.
- Keep your phone nearby in case extra verification is needed.
Card Features and Benefits
The Resona Card offers everyday rewards and smart features you can use right away. This section breaks down the benefits so you can fully take advantage of them from the start.
- Get up to 3,000 bonus points when you use your card soon after approval.
- Earn points with each purchase, which can be exchanged for miles, coupons, or other rewards.
- Use contactless payment to speed up in-store checkouts and avoid card swiping.
- Monitor your points and rewards directly through the Resona Card app.
- Enjoy benefits at CLUB POINT PLUS affiliated member stores.
- The app updates All features and rewards to your account in real-time.
Interest Rates and Fees
Knowing the costs is important before applying. This section outlines the current fees and interest. The standard purchase interest rate is 15.0%, while cash advances are charged at 18.0%.
Annual fees may apply, depending on the card. Some cards are free, while others start at ¥1,375 per year.
If you pay late, a penalty fee will be charged. These terms are subject to change, so always review the latest information.
Managing Your Card Through the App
The mobile app allows you to manage your Resona Card easily. This section explains the most useful features that help you stay in control.
- Check your payment history and see your upcoming billing dates.
- Enable Later Revo to postpone payments if needed.
- Use the World Present feature to view and redeem your point rewards.
- Update your address or personal information using the address update tool.
- Receive alerts for upcoming payments, bonus point notifications, and more.
- Enjoy a layout designed for fast access and clear navigation.
How to Exchange Points for Rewards?
Your earned points don’t go to waste. This section shows you how to use them wisely through the app.
- Exchange points for ANA miles, Rakuten R Points, gift cards, or products from the catalog.
- Access the reward site directly from the app to choose your rewards.
- Track how many points you need for each item before claiming.
- Select from a wide range of items, including electronics, home goods, or travel rewards.
- Check the app frequently for updated offers and new reward items.
- Be aware of deadlines for seasonal campaigns to make the most of your points.
Tips for a Smooth Application Process
These tips help you avoid delays and improve your chances of getting approved. Follow them carefully when using the Resona Card app.
- Make sure your ID photos are clear and well-lit.
- Input your address exactly as shown on your ID.
- Use a mobile number that can receive verification SMS easily.
- Do not leave any required fields blank in the application.
- Double-check spelling errors or mismatched information.
Security and Privacy Features
Resona Card takes security seriously. These features help protect your data and your card.
- The app uses two-step authentication for login.
- Your data is encrypted and stored on secure servers.
- You can set up fingerprint or face recognition to log in.
- Notifications alert you of suspicious activity.
- You can lock your card temporarily from the app if needed.
Contact and Support Information
There are official ways to get answers if something goes wrong or you need help. Visit the official site for forms, contact info, and updates.
Call the customer hotline during working hours, usually 9:00 to 17:00 on weekdays. You can also find answers inside the app under the help section. Most support is in Japanese, so get assistance if needed.
Conclusion: Get Started with the Resona Card App
You don’t need to visit a bank or fill out long forms. The Resona app helps you apply, check your balance, and claim points easily.
It’s secure, simple, and made for everyday use. The app is the best place to begin if you want to apply fast and manage your credit on your phone.
Disclaimers: Approval depends on a credit screening, and you must meet the income and age requirements. Some features are in Japanese only, and offers may change without notice.
